Dividend Calculator
Find out how much your dividend portfolio could be worth in the future. Enter your starting amount, yearly contribution, dividend yield, and growth rate — and see the power of reinvesting dividends year after year.
Your Results
Final portfolio value
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Total invested
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Total dividends earned
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Growth beyond contributions
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Year-by-year breakdown
| Year | Dividends that year | Balance at year end |
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How to use this calculator
- Enter how much you are starting with today.
- Add what you plan to invest each year.
- Enter the dividend yield (for example, 4% for many dividend stocks and ETFs).
- Choose a dividend growth rate if you expect payouts to rise over time.
- Tick "Reinvest dividends" to see compounding in action, then click Calculate.
Tip: Try the same numbers with reinvestment on and off. The difference is the real cost of spending your dividends instead of reinvesting them.
Frequently asked questions
What is dividend reinvestment?
Dividend reinvestment means using the dividends you receive to buy more shares, instead of taking them as cash. This compounds your growth over time.
How is the result calculated?
Each year, dividends are calculated as a percentage of your current balance. If reinvestment is on, dividends are added back to the balance along with your annual contribution, and the yield grows by your chosen growth rate.
Are the results guaranteed?
No. Dividend yields and growth rates change over time, so results are estimates for planning, not guarantees or financial advice.